Free online tool
LCA vs CDB Calculator
Compare a tax-exempt LCA with a taxed CDB using annual rates, term and starting amount.
What this tool does
LCA vs CDB uses a simple comparison to show how a tax-exempt investment can be compared with a taxed alternative. The user enters rates and the tool estimates totals and the difference.
The simulation applies simplified regressive tax to CDB and tax exemption to LCA. It does not include liquidity, lockup periods, guarantees, spreads, administrative fees or institution-specific conditions.
How to use
- Enter amount and term.
- Type LCA and CDB rates.
- See estimated net result side by side.
Common uses
- compare LCA and CDB
- estimate tax impact
- simulate fixed income
- see equivalent rate
Privacy and local processing
Calculations are local and educational. No financial data is sent to a server.