Free online tool
Treasury Selic vs Savings Calculator
Compare the estimated result of Treasury Selic and savings using annual rates entered by you.
What this tool does
Treasury Selic vs Savings compares two common conservative alternatives in the Brazilian context. The tool uses editable rates to avoid stale data and make scenario testing easier.
The Treasury Selic calculation includes simplified regressive tax on returns and does not include custody fees, spread, market price changes, liquidity rules or specific conditions.
How to use
- Enter starting amount and term.
- Type annual Treasury Selic and savings rates.
- See estimated total and difference.
Common uses
- compare Treasury Selic and savings
- simulate conservative reserve
- evaluate term
- understand estimated tax
Privacy and local processing
The simulation runs locally in the browser and does not send values to a server.